Privacy Policy

At SkyGem Financial Inc., your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website or use our financial services.

1. Information We Collect

We may collect the following types of information:

• Personal Information: Name, address, phone number, email, date of birth, and identification documents.
• Financial Information: Employment details, income, credit history, and banking information when you apply for financing or loans.
• Usage Data: IP address, browser type, pages visited, and other technical data when you interact with our website.

2. How We Use Your Information

We use the information we collect to:

• Process loan and financing applications
• Respond to inquiries and provide customer support
• Assess creditworthiness and determine eligibility
• Improve our services and user experience
• Comply with legal and regulatory obligations

3. Sharing of Information

We may share your information with:

• Lenders, credit bureaus, and financial partners for application processing
• Legal and regulatory authorities when required
• Third-party service providers who help us operate our business (e.g., website hosting, IT support)

We do not sell or rent your personal information to third parties.

4. Data Protection

We take reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, or misuse.

5. Your Rights

You have the right to:

• Access and update your personal information
• Request deletion of your data, subject to legal and regulatory obligations
• Withdraw consent to the use of your data at any time

To exercise these rights, please contact us at skygemfinancialinc@gmail.com or 647-982-7683.

6. Cookies

Our website may use cookies and similar technologies to enhance your browsing experience and analyze website traffic. You can adjust your browser settings to disable cookies.

7. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for their privacy practices or content.

8. Changes to This Policy

We may update this Privacy Policy from time to time. All changes will be posted on this page with an updated effective date.

9. Contact Us

If you have any questions about this Privacy Policy or how your information is handled, please contact: